Get an Auto Loan Quote

Alabama Auto Loans (AL)

Car Loan Alabama
Get Approved!

In the market for auto loans in Alabama? Whether you’re looking for a used car or a new one, we can help you get your credit approved without the headaches of an in-person credit application. You can apply for your Alabama auto loan in as little as 2-3 minutes.

Alabama Car Loan Basics

Wondering how our system works? It’s simple, easy, and there are no obligations.

How it Works
  • For starters, you need to submit your secure online application.
  • We match you, if possible, to the best auto loan lender in Alabama, given your location, income, and down payment.
  • Complete your car loan documents and select your vehicle from a local car dealership.

AL Income and Credit Scores

  • Average AL Income: $37,492 Yearly
  • Average AL Credit Score: 676
  • Number of Autos Registered: 4397974

For the most part, Alabama car loan lenders require that you earn a minimum of $1500 income monthly, and your total monthly debt, including your car loan, should not exceed one half of your income. In Alabama, this comes out to $1,562, on average.

Even when you can’t satisfy these prerequisites, there is a good chance you’ll be able to qualify with a co-buyer, more money down, or via buy here pay here financing in AL.

Auto Loans in Alabama
Get Financed!

We can help you get no money down Alabama auto financing. However, down payments are essential. Almost all finance companies will be delighted by an advance payment of 15 to 20%.

Another thing to consider is your monthly payments. Never commit in excess of 18 to 20% of your income for your Alabama car loan. Here are average numbers for Alabama residents.

  • Annual Income: $37,492
  • Monthly Income: $3,124
  • Payment Range: $562-$625

Credit problems? Read more about Alabama car loans for bad credit.