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Car Loans – Wetumpka (AL)

Getting approved for a car loan in Wetumpka can be a hassle. Not always. We often get our applicants approved in less than 24 hours. You can complete your application in less than five minutes. We provide some of the highest acceptance rates in the whole state of Alabama.

Poor credit histories are a pandemic among the American public, and Wetumpka is not immune. Consumers in search of auto loans with bad credit aren’t typically financed by traditional lending institutions. At the same time, car dealerships and car financing businesses would like to sell you a car.

And don’t forget, this is is a highly effective means by which to re-establish your credit.

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Repayment of Borrowed Funds

We should also talk about your price range. Make sure you stay within budget when it comes to your Wetumpka AL car loan, bad credit or no. Industry experts say you mustn’t dedicate more than 10% of your income for a car loan.

Wetumpka’s residents have incomes of roughly $50,337 per year. This is a brief analysis of how much the typical Wetumpka consumer should be spending:

  • Earnings Annually: $50,337
  • Pay Per Month: $4,195
  • Preferred Payment: $420
  • Auto Amount: $17,619

What about no money down, sign, and drive incentives in Wetumpka, AL? If you can offer a down payment, go for it. There are zero down car and truck loans in Wetumpka, AL, but putting money down will greatly improve your chances of getting approved. Most dealerships are looking for down payments of roughly 10 to 20%. For a $17,619 car or truck, this is $1,762 to $3,524.

Used cars are ideal for many Wetumpka residents.

Below you’ll find a a guide to buying a used car in Wetumpka:

Car Loan AL
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  1. Search car deals in Alabama.
  2. Contact the dealership to view the car or truck.
  3. Scrutinize the body for rust.
  4. Inspect the tires for wear.
  5. Scrutinize the fluid systems for leakages.
  6. Check the brakes and steering.
  7. Pull the vehicle history report.
  8. Ask for maintenance receipts.

In addition, it’s a good idea to get the vehicle assessed by a knowledgeable auto mechanic.

To browse used vehicles on car lots locally, click this link: used cars in AL.

In House Financing Car Lots in Wetumpka, AL

Auto Loans Wetumpka AL

Attempting to find an in house financing car dealership in Wetumpka, AL? The principal benefit to this sort of lending is that these dealers cater to shoppers who have low credit ratings, but the disadvantages are appreciable.

Our dealerships and lenders will get you the AL bad credit auto loans you need with:

  • More Affordable Interest Rates
  • More Affordable Down Payments
  • Monthly Payments

Wetumpka Dealerships and Auto Credit Companies

Parker T Auto Sales
  • Address: 4376 U.S. 231
  • Zip Code: 36092
  • Phone: (334) 567-8257
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Dougs Used Cars
  • Address: 8401 U.S. 231
  • Zip Code: 36092
  • Phone: (334) 514-3355
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Cash Cars
  • Address: 2876 USHighway 231
  • Zip Code: 36093
  • Phone: (334) 514-6800
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G & B Auto Sales Inc
  • Address: 3662 USHighway 231
  • Zip Code: 36093
  • Phone: (334) 567-5444
  • URL:
Collier Ford Inc
  • Address: 5156 USHighway 231
  • Zip Code: 36092
  • Phone: (334) 567-8444
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Moody Wholesale Cars LLC
  • Address: 829 USHighway 231
  • Zip Code: 36093
  • Phone: (334) 567-1383
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W & W Auto Sales
  • Address: 483 Hazel Green Drive
  • Zip Code: 36093
  • Phone: (334) 514-9525
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Nelson Wholesale Automotive
  • Address: 7421 USHighway 231
  • Zip Code: 36092
  • Phone: (334) 567-3639
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Lakeside Auto Sales LLC
  • Address: 5859 USHighway 231
  • Zip Code: 36092
  • Phone: (334) 567-9050
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Sanders Used Cars & Car Wash
  • Address: 3658 Chapel Road
  • Zip Code: 36092
  • Phone: (334) 514-0898
  • URL:
Fox Auto Sales
  • Address: 107 Southwest Main Street
  • Zip Code: 36092
  • Phone: (334) 567-9800
  • URL:
Guy Wholesale Cars
  • Address: Highway 231 North
  • Zip Code: 36092
  • Phone: (334) 567-0110
  • URL:
Jan's Wholesale Cars
  • Address: 6896 USHighway 231
  • Zip Code: 36092
  • Phone: (334) 567-6361
  • URL:
Nelson Wholesale Automotive
  • Address: 5689 USHighway 231
  • Zip Code: 36092
  • Phone: (334) 567-3448
  • URL:
Riverside Chevrolet Incorporated
  • Address:
  • Zip Code: 36110
  • Phone: (334) 567-2511
  • URL: http://www.gmdealerdashboard.com/track/click/1208