Get an Auto Loan Quote

Car Loans – Talladega (AL)

We expedite the process of getting a car loan in Talladega, AL. The key is our leading-edge credit matching solution.

We work harder than anyone to get you the car loan you need at a rate that meets your budget. Unfortunately we cannot make statements like everybody is approved. But we can let you know that we have car dealerships and auto lenders in Talladega who want you as a customer – right away.

Of Talladega’s 27,700 residents, 8,310 have problems with a bad credit score.

But when you apply for financing through Alabama Auto Loan, your credit history is just that: history.

When considering used auto loans in Talladega for people with bad credit, we’re really the smartest option.

Click Here to Apply!

How Much Can You Spend?

Used Car Loan Talladega AL

Have you thought about your budget yet?

Generally speaking, it’s best if your monthly payment accounts for only 10% of your monthly income.

Talladega’s car shoppers make around $15,348 per annum. Here is a short review of the average consumer’s Talladega auto financing budget:

Income Annually

Earnings Monthly

Iinstallment

Vehicle Amount

  • $15,348

  • $1,279

  • $128

  • $5,372

Cars with no down payment may be available, but a down payment is always really helpful. In general, down payments are 10 to 20%. For a $5,372 car or truck, this is $537 to $1,074.

Minimizing Your Interest Rates

Auto Loans AL
Get Your Quote!

A down payment is highly recommended. Nevertheless, there are other things you can do to reduce your loan rates.

Interest charges on car loans for used cars in Talladega are greater, but used cars are often a better deal. The truth is, we recommend them for any person whose FICO rating is less than 700.

How to Minimize Your Rates
  • Have someone to be a cosigner for your car loan.
  • Pay back the loan in the shortest period of time possible.
  • Offer a handsome down payment.

Yes, you can get approved for a car with bad credit in Talladega with no cosigner, but your rate of interest will be significantly greater.

Auto Loans Talladega AL

Surprisingly, unfavorable credit ratings does not mean you can only get a no credit check car loan. The auto dealers we work with need to do credit assessments. However, they do help people with bad credit in Talladega. When you apply for your Talladega AL car loan with us, you can strengthen your credit scores. That’s because our dealers and loan companies notify the credit bureaus.

Talladega Car Dealers and Auto Loan Providers

Garrett Auto Sales
  • Address: 1108 Fort Lashley Ave
  • Zip Code: 35160
  • Phone: (256) 362-2788
  • URL:
Jim Preuitt Ford Mercury
  • Address: 723 W Battle St
  • Zip Code: 35160
  • Phone: (256) 362-6900
  • URL: http://www.jimpreuittford.com
Cook's Auto Sales
  • Address: 417 Fort Lashley Avenue
  • Zip Code: 35160
  • Phone: (256) 362-5271
  • URL:
Lackey's Auto Sales
  • Address: Highway 77
  • Zip Code: 35160
  • Phone: (256) 362-8091
  • URL:
Cook's Auto Sales
  • Address: 317 Battle Street West
  • Zip Code: 35160
  • Phone: (256) 362-1095
  • URL:
TM Cars
  • Address: 35579 Al Highway 21
  • Zip Code: 35160
  • Phone: (256) 362-4311
  • URL:
Top Dollar
  • Address: 821 Battle Street East
  • Zip Code: 35160
  • Phone: (256) 761-9111
  • URL:
Bill Stanford
  • Address: Highway 21 North
  • Zip Code: 35160
  • Phone: (256) 362-7540
  • URL: http://www.billstanford.com
Cook's Auto Sales
  • Address: 311 Battle Street East
  • Zip Code: 35160
  • Phone: (256) 362-1080
  • URL:
Harold's Auto Sales
  • Address: 718 Battle Street East
  • Zip Code: 35160
  • Phone: (256) 362-4825
  • URL:
Ellison Monument CO
  • Address: Fort Lashley Avenue
  • Zip Code: 35160
  • Phone: (256) 362-7212
  • URL:
Preuitt Jim Ford Incorporated
  • Address: 723 Battle St E
  • Zip Code: 35149
  • Phone: (256) 362-6900
  • URL: http://www.jimpreuittford.com/
Bill Stanford Automotive
  • Address: 35500 Al Highway 21
  • Zip Code: 36253
  • Phone: (256) 362-7540
  • URL: http://www.pontiac.com/