Get an Auto Loan Quote

Car Loans – Stevenson (AL)

Auto Loan AL
Get Started!

Let’s make it easier to secure the Stevenson, AL car loan you need. No matter if you need a small economy car or a heavy-duty truck, we’ve got you covered. You can relax knowing your application will be protected by SSL encryption.

Approval and Interest Rate

The two crucial factors in any auto loan are credit score and income. Stevenson consumers have an average credit score of 676 and income of $28,986 each and every year. The better your credit score, the better your loan rates.

For the most part, car loan lenders require you to earn no less than $1500 income per month, and your level of existing debt, inclusive of your auto loan, shouldn’t be more than one half of your income. In Stevenson, Alabama, this equates to $1,208 (average).

Even in the event you don’t fulfill these conditions, there is a good chance you will meet the requirements with a co-buyer, larger down payment, or even through buy here pay here car lots in Stevenson, AL.

Auto Loans with No Money Down: Stevenson, AL

Looking for zero down auto loans in Stevenson, AL? We can help. That said, down payments are a good idea if you can afford the expense. Divide the cost of your chosen vehicle by 5. If you can come up with anywhere near this much, you would have a solid down payment, but it might be possible to get a car in Stevenson, AL for $500 down. In fact, we also work with no down payment car dealers in Stevenson, AL.

Buying a Car with Bad Credit in Stevenson, AL

It’s important to plan appropriately for your car loan in Stevenson, AL, especially if you have less-than-perfect credit. You don’t want to decrease your credit rating even further. So please never commit over 15% of your income each month toward repaying your bad credit auto loan.

  • $362: 15% of average income in Stevenson, Alabama
  • $121: 5% for fuel, servicing, etc.

What’s more, you should offer a considerable down payment whenever possible. Of course, we make it easier get Alabama automobile financing with no down payment, but these carry a more significant risk of becoming upside down. The economic crisis has practically killed the classic SUV. In today’s times, more shoppers are opting for smaller, fuel efficient cars and CUVs.

Dealerships That Work With Bad Credit: Stevenson (AL)

Interested in financing a car in Stevenson, AL with no credit check? Buy here pay here car lots may be your only solution.

These dealerships are often known as:

  • Bad Credit Car Dealerships
  • Your Job is Your Credit Dealerships
  • In House Financing Dealerships
  • We Finance Car Lots

If you have a bad credit report, finding a buy here pay here car lot in Stevenson, Alabama may seem like your best option. Regrettably, there are a few main shortcomings. We’d be remiss not to mention:

  • Inflated Rates Of Interest
  • Sizeable Down Payment Requirements
  • Vehicles With Lots of Miles

But don’t worry, you may be able to obtain auto financing in AL at cheaper financing terms than you could expect with a buy here pay here vehicle lot.

Dealer Auto Loans in Stevenson (AL)

Dover Motor Company
  • Address: 43270 USHighway 72
  • Zip Code: 35772
  • Phone: (256) 437-2602
  • URL:
Smith Chevrolet Incorporated
  • Address: 605 Kentucky Ave
  • Zip Code: 35740
  • Phone: (256) 437-2276
  • URL: http://www.gmdealerdashboard.com/track/click/1572