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Car Loans – Prattville (AL)

Most people need a car loan to help cover the costs of a car or truck, but loan creditors seem to want perfect fico scores – rather elusive in the world today. Auto loan providers and car dealerships that finance bad credit in Prattville can be tricky to search out, especially if you have special circumstances like:

  • Bad Credit
  • Bankruptcy
  • Foreclosure
  • Delinquent Medical Bills

At Alabama Auto Loan, however, we have relationships with a number of lenders who can approve people with bad credit in Prattville. Please click here to submit your application.

Used Auto Loans: Prattville, AL

It is best to invest only 1/5 of your regular monthly wages for such things as:

  • Installment Payments
  • Maintenance
  • Gas

For your average Prattville motorist, this comes out to $457 to $508 a month. Never spend more than one fifth of your income on your car. Today, choosing a used car loan is preferable, at least as a general rule. A brand new car or truck depreciates too quickly to be a smart financial investment.

Car Loans with Bad Credit: Prattville, Alabama

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Do you need to finance a car or truck in Prattville, AL with poor credit? Below are Alabama fico scores as a whole:

  • Average AL Credit Rating: 676
  • Credit Score Viewed as “Bad”: under 620

No one wants to get turned down. We may be able to help.

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Most auto loan websites tell you that everyone is accepted, which is simply false. Here are the facts: we are able to get 35-40 percent of our applicants the Alabama car loan they need.

Bankruptcy? Repossession? Are you worried that you will not be able to get a car loan with bankruptcy or repossession? It might not be easy, per se, but we can help you find loan providers that approve car financing for people with bankruptcy in Prattville, AL. It will take 7 years for bankruptcy to vanish from your credit score. The large majority of loan companies will not authorize an auto loan until the bankruptcy is 24 months old. Remember, taking out and then paying off a bad credit car loan can be a good method to improve your credit scores following bankruptcy, foreclosure, or repossession.

Your Job is Your Credit Dealerships: Prattville, AL

How would you like to purchase a used car or truck in Prattville, AL with no credit check? Buy here pay here dealerships may be your only choice.

These dealerships may be known as: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Prattville, AL.

These auto loans tend to be granted without a credit check. Lamentably, they have some main disadvantages. The loan rates and money due at signing are higher than average, and you’ll have little chance to restore your credit score through such an establishment.

Even if you are struggling with adverse credit, we may be able to help you find the auto loan you’re looking for without resorting to buy here pay here financing.

Trying to figure out what kind of car or truck to purchase? Take a look at this article about cheap cars in Alabama.

Used Car Lots in Prattville, AL

Prattville Auto Sales
  • Address: 1446 S Memorial Dr
  • Zip Code: 36067
  • Phone: (334) 365-3057
  • URL:
C L Smith Auto Sales
  • Address: 1015 S Memorial Dr
  • Zip Code: 36067
  • Phone: (334) 361-4030
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U Park U Sell Lot
  • Address: 1259 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 358-2888
  • URL:
Hunt Motor Company
  • Address: 531 County Road 40 West
  • Zip Code: 36067
  • Phone: (334) 358-2554
  • URL:
Gilmore Ford
  • Address: 1825 East Main Street
  • Zip Code: 36066
  • Phone: (334) 365-2272
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Dennis Motor Company
  • Address: 1353 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 361-7315
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Manning Motor Company
  • Address: 2231 Cobbs Ford Road
  • Zip Code: 36066
  • Phone: (334) 290-1700
  • URL:
Community Cars
  • Address: 615 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 361-0611
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Thoroughbred Motor Cars
  • Address: 1265 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 365-2827
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Boots Auto Sales
  • Address: 1676 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 358-1062
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Auto Outlet
  • Address: 1022 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 358-4055
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Pigg Enterprises LLC
  • Address: 1183 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 358-6050
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Quick's Used Cars
  • Address: 951 South Memorial Drive
  • Zip Code: 36067
  • Phone: (334) 365-3778
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Gillespie Tire Service
  • Address: 132 Tichnor Avenue
  • Zip Code: 36067
  • Phone: (334) 365-8866
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Marc Smith Motors
  • Address: 201 Highway 82 Bypass East
  • Zip Code: 36067
  • Phone: (334) 358-9779
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Dorsey Suzuki
  • Address: 625 E Main St
  • Zip Code: 36003
  • Phone: (334) 365-3306
  • URL:
Larry Puckett Chevrolet Incorporated
  • Address: 2101 Cobbs Ford Rd
  • Zip Code: 36008
  • Phone: (334) 285-9300
  • URL: