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Car Loans – Northport (AL)

We can help you secure the auto loan in Northport AL you need, regardless of your credit score. We have taken the headaches out of financing a car. How much are we charging applicants for our services? Nothing at all.

Income and Credit Ratings

  • Average Northport Income: $40,664 Per Annum
  • Average AL Fico Score: 676

For the highest chances of getting approved, you have to have:

  • Earnings Greater Than $1500 Per Month Before Taxes
  • At Least Twelve Months At Present Employer
  • Active Debt Less Than One Half of Income

Don’t meet these standards? No worries. You might still qualify as long as you:

  1. Have a Co-signer
  2. Offer More Money Down
  3. Trade in a Vehicle
  4. Opt for Buy Here Pay Here Auto Loans.

Autos with Zero Down Payment: Northport (AL)

Interested in auto loans with no down payment in Northport, AL? We help our users find zero down car deals all the time. All you have to do is complete the quote request form. But bear in mind: down payments are advisable if you can afford it. You can expect companies will be happy with an advance payment of 15-20%.

Auto Loans with Bad Credit: Northport, Alabama

Car Loans AL
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Low credit score? Let’s consider credit scores in Alabama overall:

  • Avg AL Credit Score: 676
  • Credit Score Viewed as “Bad”: less than 620

When you have a low credit score, Alabama Auto Loan works with a lender who approves auto loans for people with bad credit in Northport, AL on a regular basis. Just click here to apply online. A lot of loan-finding websites claim that all borrowers are approved. This is just incorrect. Here are the facts: we’re able to get 35-40 percent of our users the Alabama bad credit car loan they need.

Auto Loans With Bankruptcy or Repossession in Northport (AL)

Maybe you’ve experienced a bankruptcy or repossession? Lots of Alabama residents assume that it’s impossible to get a car loan with bankruptcy or repossession. Yes, it may take increased time and effort, but there are creditors who approve bad credit auto loans in Northport, AL, even if you have dealt with:

  • Filing for Bankruptcy (Ch. 7 or 13)
  • Home Foreclosure
  • Repossessed Vehicles

Unfortunately, you can assume that there will be a few downsides: elevated rates and substantial down payment demands. Take into account, paying back a bad credit auto loan can be a wonderful way to improve your credit ratings if you’ve filed for bankruptcy.

Car Dealers That Offer In-House Financing in Northport (AL)

A lot of AL buy here pay here car dealerships permit you to finance a vehicle without a credit check, but this reduces your ability to rebuild your credit ratings.

At buy here pay here car dealerships, also known as a no credit check or your job is your credit car lot, your car loan originates from the dealership directly. Or in other words, these dealerships grant in house automobile financing to Alabama consumers with poor credit. These Alabama car loans are often available with no credit check.

Alas, you’ll want to keep in mind a few potential drawbacks, which include substantial interest rates, hefty down payment requirements, greater risk of predatory lending practices, and minimal inventory.

Car Loans in Alabama
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Even when you have a bad credit score, you may be able to find the auto loan you want without relying on buy here pay here financing.

Tri-State Wholesale Used Cars
  • Address: 3320 Main Ave
  • Zip Code: 35476
  • Phone: (205) 333-7728
  • URL:
C T Taylor Auto Sales LLC
  • Address: 1104 McFarland Boulevard
  • Zip Code: 35476
  • Phone: (205) 333-9858
  • URL: http://www.cttaylorautosales.com
Northport Motor CO
  • Address: 3321 82 Bypass
  • Zip Code: 35473
  • Phone: (205) 333-8151
  • URL:
O'Quinn Motor CO
  • Address: 3395 McFarland Boulevard
  • Zip Code: 35476
  • Phone: (205) 333-1986
  • URL:
Strip's Auto Sales Inc
  • Address: 5720 Highway 43 North
  • Zip Code: 35473
  • Phone: (205) 339-1034
  • URL:
American Auto Sales
  • Address: 5690 Highway 43 North
  • Zip Code: 35473
  • Phone: (205) 339-9227
  • URL:
Oswalt Motor Company
  • Address: 3821 McFarland Boulevard
  • Zip Code: 35476
  • Phone: (205) 333-0077
  • URL: