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Car Loans – Muscle Shoals (AL)

In Muscle Shoals, AL, auto loans have become much harder to find. Although numerous banking companies aren’t accepting loans like they used to, there are car finance companies in Alabama which are still offering car loans to people in Muscle Shoals. We enable you to get hold of them. How much do we charge applicants for our services? Absolutely nothing.

Car Loan Application Process

  1. Firstly, you want to apply online.
  2. We’ll try to place your application with the best auto loan company in Muscle Shoals, Alabama, given your location, income, and down payment.
  3. When pre-approved, you’ll be contacted by your car loan company either by phone or email.
  4. Finalize your auto loan paperwork and choose your vehicle from an area dealer.
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When it comes to Alabama car loans, it’s best to invest just 18-20 percent of your regular monthly income for stuff like:

  • Monthly Payments
  • Maintenance
  • Fuel

For your typical Muscle Shoals motorist, this equates to $296 to $329 each month. Additionally, you’ll want to go with an inexpensive car that offers good fuel economy. Often, getting a used car loan in Muscle Shoals, Alabama is a good option. Used cars are less costly to purchase. And in addition, they depreciate a lot less quickly than new cars and trucks.

Buying a Car with Bad Credit in Muscle Shoals, Alabama: Tips

It’s very important to plan properly for your Alabama auto loan. So please do not commit above 15% of your income every month toward paying down your bad credit auto loan. For the average Muscle Shoals car shopper, this means $247. Also, it’s good to furnish the biggest down payment you can. New cars and trucks depreciate immediately, and a down payment counteracts this. What type of vehicle should you finance? Pre-owned. A used vehicle is more affordable to purchase and insure.

Car Dealers That Approve Bad Credit in Muscle Shoals, AL

Want to finance a car or truck in Muscle Shoals, AL without having your credit checked? Buy here pay here car lots may be your only option.

When you go to a bad credit car lot, also known as a no credit check or in house financing car dealership, your car loan does not come from a 3rd party finance company. Basically, these locations provide in house financing car loans to Alabama residents with bad credit. Such car loans are often provided with no credit check.

Alas, they are not without some major shortcomings. The rates and advance payments are higher than average; in addition, it will be really difficult to to re-establish your credit score through this kind of an establishment.

Be sure to explore any AL in house financing dealer online. When possible, find a friend or relative who has worked with them before. Find out whether or not they had a good experience.

Used And Buy Here Pay Here Car Lots: Muscle Shoals, AL

Allstar Auto Sales
  • Address: 2404 Woodward Ave
  • Zip Code: 35661
  • Phone: (256) 381-5491
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Goins Auto Sales
  • Address: 601 East 6th Street
  • Zip Code: 35661
  • Phone: (256) 383-5886
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Clayton Used Cars
  • Address: 6486 2nd Street
  • Zip Code: 35661
  • Phone: (256) 446-5080
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Nesmith Auto Sales
  • Address: 3301 Woodward Avenue
  • Zip Code: 35661
  • Phone: (256) 314-1949
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Grissom Auto Sales
  • Address: 107 Lincoln Avenue
  • Zip Code: 35661
  • Phone: (256) 383-3890
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Select Auto Sales
  • Address: 3050 Woodward Avenue
  • Zip Code: 35661
  • Phone: (256) 381-3050
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R B'S Best Buys Automotive Outlet
  • Address: 306 South Wilson Dam Road
  • Zip Code: 35661
  • Phone: (256) 381-3331
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Shoals Auto Superstore
  • Address: 2206 Woodward Avenue
  • Zip Code: 35661
  • Phone: (256) 389-8400
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Knight Auto Sales
  • Address: 109 West Hollywood Avenue
  • Zip Code: 35661
  • Phone: (256) 381-3087
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Two's Company Enterprises Inc
  • Address: 2308 South Wilson Dam Road
  • Zip Code: 35661
  • Phone: (256) 383-1482
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Taylor Ed Car Sales Inc
  • Address: 700 Woodward Avenue
  • Zip Code: 35661
  • Phone: (256) 383-5135
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Kennedy Used Cars
  • Address: 2000 South Wilson Dam Road
  • Zip Code: 35661
  • Phone: (256) 381-7259
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D and M Enterprises
  • Address: 2610 S Wilson Dam Rd
  • Zip Code: 923
  • Phone: (256) 320-5683
  • URL: