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Car Loans – Mobile (AL)

Yes, your score may not be 750. That does not mean the car or truck you have always wanted is unrealistic. If you’re considering auto loans in Mobile, good loan applicants make at least $1500 in per-month earnings. Additionally, they have pre-existing debt payments of less than 50% of their income, and they have a reliable living and source of income.

Having said that, you should apply even if your application doesn’t meet these standards.

Mobile AL Auto Loans

Having a favorable credit record is sought after by lending companies and borrowers both, but it is hardly common to find an applicant whose credit report is free of imperfections.

Our auto dealerships are looking at your income instead of your previous credit history. Earn $1500 per month? Then we’ll typically be able to get you approved, despite your credit history. Assuming you repay your borrowed funds on a regular basis, this is is a good way to improve your credit.

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Believe it or not, many auto dealers and lending companies are concerned about clients paying too much money when getting a vehicle financed in Mobile, because it heightens the probability of repossession. That’s a problem for everybody. Auto loans make vehicles appear lower priced, as they split up the price over a period of 2-7 years. Do not be fooled by an exceptionally long loan, as it could lead you to exceed your budget. Approximately 10% of a person’s monthly income should be invested in their car loan.

Mobile inhabitants make around $13,731 each and every year. Listed below is a short overview of how much the average Mobile resident should spend:

Yearly Earnings: $13,731
Monthly Income: $1,144
Payment: $114
Auto Cost: $4,805

You’re probably thinking: do I need a down payment for my Mobile auto loan? If you can put money down, do so. There are zero down car loans in Mobile, AL, but putting money down will militate against negative equity. Down payments are usually 10 to 20%. For a $4,805 car, this is $480 to $961.

Used Car Deals: Mobile, AL

Will you be interested in a used car or truck? In addition to helping you with financing, we can support you in finding a good used car in Mobile, AL.

Right here is a a simple set of tips for getting a used vehicle in Mobile:

  1. Search cars for sale in Alabama.
  2. Connect with the dealership to find out more about the vehicle.
  3. Be sure there isn’t any rust.
  4. Be certain you don’t need to buy new tires.
  5. Inspect the fluid.
  6. Check the brakes and steering.
  7. Examine the automobile history report.
  8. Request maintenance receipts.
  9. If you’ve got questions, get a mechanic to examine it.

As for car dealers that work with bad credit in Mobile, AL, they will only sell used cars and trucks.

Buy Here Pay Here Car Lots: Mobile (AL)

You can get financed by one of Mobile’s in house financing dealers without a credit check. When dealing with this kind of lending, there are a lot of things you’ll want to be aware of. For example, these dealerships charge their clients high rates.

We’ll get you a car loan in Mobile, AL with more advantageous terms.

Mobile Auto Lenders and Dealerships

Payless Auto Sales
  • Address: 1071 Schillinger Rd S
  • Zip Code: 36608
  • Phone: (251) 633-3312
  • URL:
Rouillier Bob Motors
  • Address: 2691 Government Blvd
  • Zip Code: 36606
  • Phone: (251) 476-6064
  • URL:
Phillips Bill Auto Sales
  • Address: 4925 Santos Dr E
  • Zip Code: 36619
  • Phone: (251) 666-4440
  • URL:
Dean McCrary Kia
  • Address: 1501 S Beltline Hwy
  • Zip Code: 36606
  • Phone: (251) 471-3326
  • URL:
Technique Automotive Inc
  • Address: 3180 Spring Hill Ave
  • Zip Code: 36607
  • Phone: (251) 476-3247
  • URL:
Pearl Motors
  • Address: 1117 E I65 Service Rd S
  • Zip Code: 36606
  • Phone: (251) 479-5439
  • URL: http://www.pearlmtrs.com
R & H Wholesale
  • Address: 8209 Cottage Hill Rd
  • Zip Code: 36695
  • Phone: (251) 639-9426
  • URL:
CDM Auto Sales
  • Address: 2504 Government Blvd
  • Zip Code: 36619
  • Phone: (251) 479-9591
  • URL:
Joe Bullard Automotive
  • Address: 1175 Beltline Highway
  • Zip Code: 36606
  • Phone: (334) 378-4222
  • URL:
Divine Auto Sales
  • Address: 1118 North Wilson Avenue
  • Zip Code: 36610
  • Phone: (251) 456-8666
  • URL:
Azalea City Motors
  • Address: 3031 Saint Stephens Road
  • Zip Code: 36612
  • Phone: (251) 452-0111
  • URL:
J F Automotive
  • Address: 4821 Schillinger Road South
  • Zip Code: 36619
  • Phone: (251) 666-9888
  • URL:
Premier Autos of Mobile Inc
  • Address: 3512 Cottage Hill Road
  • Zip Code: 36609
  • Phone: (251) 660-9941
  • URL: http://www.premierautosofmobile.com
Springhill Toyota
  • Address: 3062 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 450-1000
  • URL: http://www.springhilltoyota.com
Alberto Auto Sales
  • Address: 6522 Moffett Road
  • Zip Code: 36618
  • Phone: (251) 645-4770
  • URL:
Half of Book Used Cars
  • Address: 2172 Saint Stephens Road
  • Zip Code: 36617
  • Phone: (251) 478-9994
  • URL:
Auto Connection I
  • Address: 248 Schillinger Road North
  • Zip Code: 36608
  • Phone: (251) 631-3610
  • URL:
Hinson Auto Sales
  • Address: 3120 Old Shell Road
  • Zip Code: 36607
  • Phone: (251) 479-0930
  • URL:
Sun Coast Auto Sales Inc
  • Address: 1313 East I65 Service Road South
  • Zip Code: 36606
  • Phone: (251) 471-9997
  • URL:
Ace Auto Sales
  • Address: 7460 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 634-0002
  • URL:
Fusaiotti Andrew
  • Address: 3828 Moffett Road
  • Zip Code: 36618
  • Phone: (251) 342-4150
  • URL:
Sundollar Auto Sales
  • Address: 7116 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 340-1213
  • URL:
Credit Connection
  • Address: 2695 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 476-5390
  • URL:
Steve's Auto Sales
  • Address: 3619 Saint Stephens Road
  • Zip Code: 36612
  • Phone: (251) 456-5522
  • URL:
Schillinger Motors
  • Address: 255 Schillinger Rd N
  • Zip Code: 36608
  • Phone: (251) 634-1555
  • URL:
Young's Used Car Auto Center
  • Address: 2406 Saint Stephens Road
  • Zip Code: 36617
  • Phone: (251) 456-0790
  • URL:
Ace Automobile Sales
  • Address: 3252 Spring Hill Avenue
  • Zip Code: 36607
  • Phone: (251) 479-9300
  • URL:
Springhill Toyota
  • Address: 3062 Government Blvd
  • Zip Code: 36606
  • Phone: (251) 479-9581
  • URL: http://www.springhilltoyota.com
Express Auto Sales LLC
  • Address: 7491 Theodore Dawes Road
  • Zip Code: 36602
  • Phone: (251) 653-9800
  • URL:
Mobile Auto Outlet
  • Address: 110 Schillinger Road South
  • Zip Code: 36608
  • Phone: (251) 633-6337
  • URL:
Wilson's Enterprises & Auto Sales
  • Address: 1040 Saint Stephens Road
  • Zip Code: 36610
  • Phone: (251) 452-2221
  • URL:
M & T Automotive Sales
  • Address: 5837 Three Notch Road
  • Zip Code: 36619
  • Phone: (251) 660-1665
  • URL:
Jamie Crawford Auto Sales
  • Address: 5771 Three Notch Road
  • Zip Code: 36619
  • Phone: (251) 660-1855
  • URL:
James Russell Motors
  • Address: 2737 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 479-7050
  • URL:
Duval Motors
  • Address: 1104 North Wilson Avenue
  • Zip Code: 36610
  • Phone: (251) 452-3484
  • URL:
Joe Bullard Used Car Superstore
  • Address: 1017 East I65 Service Road South
  • Zip Code: 36606
  • Phone: (251) 476-2300
  • URL: http://www.joebullard.com
Walley's Auto Sales
  • Address: 7324 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 344-3580
  • URL:
M & D Foreign Car Parts
  • Address: 4616 Spring Hill Avenue
  • Zip Code: 36608
  • Phone: (251) 344-3577
  • URL:
Skips Auto Sales
  • Address: 3354 Cottage Hill Road
  • Zip Code: 36606
  • Phone: (251) 476-2729
  • URL:
Foreign Auto Sales
  • Address: 112 Cody Road South
  • Zip Code: 36608
  • Phone: (251) 343-2928
  • URL: http://www.foreignautosales.net
Walls Auto Sales
  • Address: 5561 Nevius Road
  • Zip Code: 36619
  • Phone: (251) 666-6680
  • URL:
Touchstone Auto Sales
  • Address: 6600 Moffett Road
  • Zip Code: 36618
  • Phone: (251) 649-0019
  • URL:
Weeks Auto Sales Inc
  • Address: 7798 McKinley Avenue
  • Zip Code: 36608
  • Phone: (251) 634-0015
  • URL:
Dub's Auto Sales
  • Address: 3901 Saint Stephens Road
  • Zip Code: 36612
  • Phone: (251) 456-4115
  • URL:
American Wholesale Auto and Truck
  • Address: 2712 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 450-0606
  • URL:
M & M Automotive
  • Address: 630 Diaz Street
  • Zip Code: 36610
  • Phone: (251) 456-5602
  • URL:
National Car Rental
  • Address: Mobile Municipal Air
  • Zip Code: 36602
  • Phone: (251) 633-4003
  • URL: http://www.nationalcar.com
North Broad St Auto Sales Inc
  • Address: 963 Texas Street
  • Zip Code: 36604
  • Phone: (251) 694-0230
  • URL:
Dreamworks Auto Sales
  • Address: 3416 Beltline Park Drive North
  • Zip Code: 36617
  • Phone: (251) 456-2877
  • URL:
Steve's Auto Sales 2
  • Address: 3614 Saint Stephens Road
  • Zip Code: 36612
  • Phone: (251) 456-5822
  • URL:
South Alabama Auto Sales
  • Address: 1111 East I65 Service Road South Suite 100
  • Zip Code: 36606
  • Phone: (251) 476-0763
  • URL: http://www.southalabamaautosales.com
Carvel Motors
  • Address: 2760 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 478-5959
  • URL:
M & M Automotive
  • Address: 7430 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 633-2886
  • URL:
Try-Me Auto Sales
  • Address: 5733 Three Notch Road
  • Zip Code: 36619
  • Phone: (251) 661-5659
  • URL:
Buy Here Pay Here
  • Address: 2908 Spring Hill Avenue
  • Zip Code: 36607
  • Phone: (251) 473-4033
  • URL:
Regency Motors
  • Address: 302 Schillinger Road North
  • Zip Code: 36608
  • Phone: (251) 634-4036
  • URL:
Auto Brokers of Mobile
  • Address: 554 Iroquois Street
  • Zip Code: 36611
  • Phone: (251) 457-4005
  • URL:
EZ Auto Sales
  • Address: 4007 Moffett Road
  • Zip Code: 36618
  • Phone: (251) 343-2299
  • URL:
Pat Peck Nissan
  • Address: 1015 East I65 Service Road South
  • Zip Code: 36606
  • Phone: (251) 476-7800
  • URL: http://www.patpeck.com
Metro Auto Sales Inc
  • Address: 3047 Saint Stephens Road
  • Zip Code: 36612
  • Phone: (251) 452-4499
  • URL:
Lincoln Mercury Leasing Association Mobile
  • Address: 1739 East I65 Service Road South
  • Zip Code: 36606
  • Phone: (251) 476-8174
  • URL: http://www.robinsonbrothersmobile.com
Morris Auto Sales
  • Address: 7711 Moffett Road
  • Zip Code: 36618
  • Phone: (251) 649-4268
  • URL:
Palmer's Airport Toyota
  • Address: 7680 Airport Blvd
  • Zip Code: 36602
  • Phone: (251) 639-0800
  • URL: http://www.palmersairporttoyota.com
Crown Auto Sales
  • Address: 2673 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 478-6232
  • URL:
Bel Air Motors
  • Address: 3070 Cottage Hill Road
  • Zip Code: 36606
  • Phone: (251) 478-0804
  • URL:
Fairchild Motors
  • Address: 7220 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 461-0722
  • URL: http://www.fairchildmotors.com
Skco Automotive
  • Address: 7350 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 343-4488
  • URL:
Sandy Sansing Hyundai
  • Address: 7680 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 338-1501
  • URL: http://www.hyundaiusa.com
U-J Chevrolet CO Inc - Used Cars Department
  • Address: 7581 Airport Boulevard
  • Zip Code: 36608
  • Phone: (251) 452-7288
  • URL:
G Brokers Inc
  • Address: 5342 Highway 90 West
  • Zip Code: 36619
  • Phone: (251) 666-6648
  • URL:
Cottage Hill Motors
  • Address: 3718 Cottage Hill Road
  • Zip Code: 36609
  • Phone: (251) 602-6815
  • URL:
Carfinders Auto Sales
  • Address: 2954 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 473-2121
  • URL: http://www.carfindersautosales.com
Liberty Auto Sales LLC
  • Address: 3250 Cottage Hill Road
  • Zip Code: 36606
  • Phone: (251) 478-4445
  • URL:
Fairley's Used Auto Parts
  • Address: 1037 Saint Stephens Road
  • Zip Code: 36610
  • Phone: (251) 452-2277
  • URL:
Saturn Of Mobile
  • Address: 1431 S Beltline Hwy
  • Zip Code: 36606
  • Phone: (251) 471-9999
  • URL: http://www.saturncars.com
Thrifty Car Sales
  • Address: 2917 Government Boulevard
  • Zip Code: 36606
  • Phone: (251) 478-6789
  • URL: http://www.thriftycarsales.com
Mark Dodge
  • Address: 3118 Government Blvd
  • Zip Code: 36507
  • Phone: (251) 478-5252
  • URL: http://www.markdodgemobile.com/
Infiniti of Mobile
  • Address: 1147 E I-65 Service Rd S
  • Zip Code: 36507
  • Phone: (251) 478-7388
  • URL: http://www.infinitiofmobile.com/
Koby Subaru
  • Address: 2675 Government Blvd
  • Zip Code: 36507
  • Phone: (251) 473-3203
  • URL: http://www.kobysubaru.com/
Greater Mobile Chrysler Jeep
  • Address: 3016 Government Blvd
  • Zip Code: 36507
  • Phone: (251) 289-0934
  • URL: http://www.ad.doubleclick.net/clk;230825315;43924291;c?http://www.greatermobilechryslerjeep.com
Bullard Mitsubishi
  • Address: 1017 E I-65 Service Rd S
  • Zip Code: 36507
  • Phone: (251) 476-2300
  • URL: http://www.joebullard.com/
McConnell Automotive
  • Address: 3150 Dauphin St
  • Zip Code: 36507
  • Phone: (251) 476-4141
  • URL: http://www.mcconnellautomotive.com/
Coastal Ford
  • Address: 7311 Airport Blvd
  • Zip Code: 36615
  • Phone: (888) 469-2958
  • URL: http://www.coastal-ford.com/