Get an Auto Loan Quote

Car Loans – Lincoln (AL)

At Alabama Auto Loan, we make it our mission to help consumers find Alabama car loans everyday. We’ve reduced the hassles when it comes to car loans. You can relax knowing your data will be secured by SSL encryption.

How to Get Your Car Loan
  • For starters, you want to apply online.
  • We match you, when possible, with the right Alabama auto loan company for your location, income, and down payment.
  • If pre-approved, you will be contacted by your new Alabama auto loan provider by phone or email.
  • Sign your auto loan paperwork and choose your car or truck from an area car dealership.
Auto Loans in AL
Get a Quote!

Have you sat down with a calculator and run the numbers for this new car? Okay, you’ll want to spend only 1/5 of your regular monthly income for stuff like your:

  • Monthly Payments
  • Repairs and Maintenance
  • Fuel

If you were to earn $2,820 per month, the Lincoln average, this means $508 to $564 a month. Never shell out more than 1/5 of your income on your car. Believe it or not, used auto loans are recommended, since new cars drop in value too soon to be a wise investment.

Financing a Car with Bad Credit in Lincoln, AL

Car Loans in AL
Get Pre-Approved!

Here’s some steps you can take to better your chances of getting approved.

  • Make Sure No Inaccuracies Have Hurt Your Credit Score.
  • Offer a Larger Down Payment.
  • Get a Friend or Relative to Co-Sign.
  • If All Else Fails, Get an Auto Loan at a Dealership That Offers In House Financing in Lincoln, AL.

In addition, we suggest that you buy a cheap used vehicle with decent fuel economy.

Car Loans With Bankruptcy or Repossession: Lincoln (AL)

Have you ever been through a case of bankruptcy or repossession? Lots of individuals believe that it’s not possible to get a car loan after bankruptcy or repossession. The good news is that we can help you find creditors that approve bankruptcy car loans for people in Lincoln, AL. Despite the fact that a personal bankruptcy stays on your credit file for a long time, most finance companies can grant auto loans after merely 2 years.

Bad Credit Financing: Lincoln, AL

Would you like to purchase a car in Lincoln, AL without having your credit checked? Buy here pay here dealerships might be the only option. These car lots may be known as: Tote the Note, Your Job is Your Credit, or in house financing car lots in Lincoln, AL.

To many shoppers, getting their Alabama auto loan without a credit check may seem awesome.

Sadly, there are several major disadvantages. The interest rates and amount due at signing are substantial, and you won’t have much of a chance to improve your credit rating through such a dealership.

But don’t fret, we may be able to help you find the car loan you need without turning to buy here pay here financing. Uncertain what kind of car to buy? Read our section regarding cheap cars in Alabama here.

Owens & Son Body Shop
  • Address: 144 Allred Road
  • Zip Code: 35096
  • Phone: (205) 763-0258
  • URL:
Speedway Motors
  • Address: 75165 Al Highway 77
  • Zip Code: 35096
  • Phone: (205) 763-7710
  • URL:
Allred's Used Cars
  • Address: 47762 USHighway 78
  • Zip Code: 35096
  • Phone: (205) 763-2429
  • URL: