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Car Loans – Fort Payne (AL)

AL Auto Loans sets up car loans in Fort Payne, AL, for individuals of all credit and salary tiers. We’ll find you the car loan that doesn’t break your budget. It’s a quick and easy process:

Buying a Car with Bad Credit: Fort Payne, AL

Subprime credit is a pandemic among the AL citizenry. As you can imagine, Fort Payne is no different.

Bankers and other lenders hardly ever grant auto loans for people who have poor credit in Fort Payne, in Alabama, or nationwide., since they just make a profit on the interest rates paid on the loan. On the other hand, dealerships and auto lending businesses are more inclined to get you in the driver’s seat. And remember that a bad credit used car loan is one of the most effective strategies of improving your credit.

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Have you considered how much you can spend? Don’t overspend on your Fort Payne AL car loan, bad credit notwithstanding. Only 10% of your income per month should be devoted to your car loan. Fort Payne applicants earn roughly $33,011 every year. Here is a quick overview of an average Fort Payne consumer’s auto loan budget:

Income Per Year

Income Each Month

Monthly Payment

Vehicle Price

  • $33,011

  • $2,751

  • $275

  • $11,554

Zero Down Payment Cars: Fort Payne (AL)

Are you planning on providing a down payment? You might want to, particularly when you have your eyes on a brand new vehicle. Cars, particularly brand new ones, are worth less and less on a daily basis. Having a down payment will help keep you from being under water on your car loan. Having said that, AL Auto Loans has lenders who can supply zero money down cars in Fort Payne, AL. For borrowers who do offer a payment in advance, 10-20% is standard. If your car or truck costs $11,554, that’s $1,155 to $2,311 down.

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Car Finance Rates in Fort Payne, AL

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Would you like your interest rates to be as inexpensive as they can be?

Have you got a sibling or parent who’s willing to cosign your auto loan? A co-signer could decrease your rates of interest a good bit, as long as they have a good credit score. But bear in mind that a co-signer will be legally obligated to pay back your loan if the borrower begins missing payments.

Obviously, you can purchase a car with a low credit score in Fort Payne with no co-signer, but your annual percentage rate will be steeper.

Auto Loans Without Credit Check: Fort Payne (AL)

No credit check auto loans in Fort Payne are sometimes a bad solution for people who have poor credit.

We’ll get you approved for the bad credit car loan you want minus the drawbacks involved with Fort Payne buy here pay here loans. Don’t forget, our Fort Payne auto lenders and car dealers send your payments to the credit reporting agencies, while many Fort Payne buy here pay here dealerships don’t.

Fort Payne Auto Credit Companies and Car Dealers

City Park Motors
  • Address: 806 Wallace Ave NE
  • Zip Code: 35967
  • Phone: (256) 845-4433
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C & C Auto Sales
  • Address: 2804 Greenhill Blvd NW
  • Zip Code: 35967
  • Phone: (256) 845-4003
  • URL:
Dixie Motor Sales
  • Address: 407 Gault Avenue South
  • Zip Code: 35967
  • Phone: (256) 845-9433
  • URL:
Quality Auto Sales
  • Address: 901 Glenn Boulevard Southwest
  • Zip Code: 35967
  • Phone: (256) 844-8656
  • URL:
Longview Motors
  • Address: 3380 Main Street East
  • Zip Code: 35968
  • Phone: (256) 638-1661
  • URL:
Carl Gregory Ford Lincoln Mercury Inc
  • Address: 1916 Glenn Boulevard Southwest
  • Zip Code: 35968
  • Phone: (256) 845-1101
  • URL:
C & J Auto Sales
  • Address: 1413 Gault Ave N
  • Zip Code: 35967
  • Phone: (256) 845-1027
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Wheels of Fort Payne Inc
  • Address: 2134 Gault Avenue North
  • Zip Code: 35967
  • Phone: (256) 845-5493
  • URL: http://www.wheelsoffortpayne.com
Auto Outlet
  • Address: 920 Gault Avenue North
  • Zip Code: 35967
  • Phone: (256) 845-6113
  • URL:
Devan Lowe Inc
  • Address: 1151 Gault Ave S
  • Zip Code: 35967
  • Phone: (256) 845-0922
  • URL: http://www.devanloweinc.com
Woodson Jones Chevrolet Inc
  • Address: 1000 Greenhill Boulevard Northwest
  • Zip Code: 35967
  • Phone: (256) 845-3525
  • URL: http://www.woodsonjoneschevrolet.com
A & A Auto Rental
  • Address: 1413 Gault Avenue North
  • Zip Code: 35967
  • Phone: (256) 845-1027
  • URL:
Airport Auto Sales
  • Address: 211 Greenhill Boulevard Northwest
  • Zip Code: 35967
  • Phone: (256) 997-0801
  • URL:
The Cash Store
  • Address: 811 Gault Avenue South
  • Zip Code: 35967
  • Phone: (256) 844-2892
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Chitwood Motor Sales
  • Address: 2003 Gault Avenue North
  • Zip Code: 35967
  • Phone: (256) 845-2931
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Bell Motors
  • Address: 1019 County Road 603
  • Zip Code: 35968
  • Phone: (256) 657-3910
  • URL:
Teague Auto Sales
  • Address: 412 Glenn Boulevard Southwest
  • Zip Code: 35967
  • Phone: (256) 997-9212
  • URL:
D & O Auto Sales
  • Address: 1254 County Road 474
  • Zip Code: 35967
  • Phone: (256) 844-8950
  • URL:
Fort Payne Auto Auction
  • Address: 4103 Gault Ave S
  • Zip Code: 35988
  • Phone: (256) 845-3624
  • URL: http://www.ftpayneautoauction.com/
Mitchell Motors
  • Address: 1904 Gault Ave S
  • Zip Code: 35988
  • Phone: (256) 845-0101
  • URL:
Devan Lowe Chrysler Incorporated
  • Address: 1107 Gault Ave S
  • Zip Code: 35961
  • Phone: (256) 845-0922
  • URL: http://www.chrysler.com/
Carl Gregory Ford Lincoln
  • Address: 1916 Glenn Blvd Sw
  • Zip Code: 35961
  • Phone: (256) 845-1101
  • URL: http://www.carlgregoryfordlm.com/