Get an Auto Loan Quote

Car Loans – Fayette (AL)

By partnering with local auto finance companies we offer exceptional incentives for our Fayette car loan applicants. Our auto loan application will take you no longer than 5 minutes to finish. We offer some of the top acceptance rates in Alabama.

Bad credit now impacts nearly 3,298 of Fayette’s 10,993 residents. Are you one of them?

The Alabama Auto Loans experience is uniquely helpful for anybody thinking of buying a car with bad credit in Fayette, AL, since we make financing any car as hassle-free as possible. You don’t have to settle for a buy here pay here car lot in Fayette when we can help you get much cheaper rates.

Get Approved Today!

Believe it or not, many dealers do not want you to shell out an excessive amount when getting a car financed in Fayette. That’s because overspending heightens the risk of missing payments. That’s damaging to everybody. Auto loans make vehicles seem cheaper, because they break up the price over a period of 2-7 years. This can lead to spending too much money. Around 10% of a person’s monthly income should be invested in their car loan. Fayette, AL car buyers make around $28,578 each year. Listed below is a brief review of the average Fayette consumer’s auto loan budget:

Annual Income: $28,578
Per Month Earnings: $2,382
Payment: $238
Car Amount: $10,004

In order to avoid negative equity, pay off your loan in no longer than 60 months. This is especially essential if you’ve got bad credit.

Minimizing Your Interest Rates

Car Loan AL
Apply Today!

A wide range of elements have an impact on your annual percentage rate. Examples include city, credit score, finance term, model of car or truck, and loan company.

Interest charges for used cars in Fayette are more expensive. However, used vehicles are usually a better deal, and we recommend them for any borrower whose credit score is less than 700. In order to get rock bottom rates, you should:

  • Get your car loan package co-signed.
  • Pay back the loan in fewer than 5 years.
  • Offer up at least 20% cash upfront.
  • Request a quote.

It’s absolutely imperative that anyone considering cosigning for you comprehends the potential risks before they consent to co-sign your loan.

Car Loans Fayette AL

In Fayette, no credit check cars are not actually the best choice for people with less-than-perfect credit. If you feel you have to finance your car or truck through an in house financing car dealership, bad credit car dealership, buy here pay here lot in Fayette, we can often find you the car you want, even when your credit rating is less than 600. Here’s one more thing you should know: our Fayette auto lenders and dealerships send your payments to the credit bureaus, unlike Fayette buy here pay here dealerships.

Dealers and Auto Finance Companies in Fayette (AL)

Freeman Mike Chevrolet-Buick Inc
  • Address: 2352 Temple Avenue North
  • Zip Code: 35555
  • Phone: (205) 932-5214
  • URL:
Canterbury Auto Sales
  • Address: 1152 Temple Avenue North
  • Zip Code: 35555
  • Phone: (205) 932-6971
  • URL:
Mike Freeman Chevrolet
  • Address: 2352 Temple Ave N
  • Zip Code: 35542
  • Phone: (205) 932-5214
  • URL: