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Car Loans – Calera (AL)

Trying to get a car loan can be real pain especially when your credit is below average, but we can help. How do you get approved for an auto loan right this moment? It is possible. We have connections with car finance lenders and creditors that are giving loans to people in Calera, even though their credit scores haven’t been immaculate. The application process takes less than 3-4 minutes.

Getting Approved

The city’s average income per month is $3,309. The average credit score is 676. Obviously, these are just averages. You don’t need to make in excess of $1500 monthly to meet the criteria for auto loans in Calera, AL.

For the very best chances of approval, you will want:

  • Income Over $18,000 Per Year Prior to Taxes
  • At A Minimum Twelve Months Of Being Employed
  • Present Loan Payments Less Than 50% of Earnings

Don’t meet these requirements? Don’t worry. You should still be eligible with a co-signer, larger down payment, or via buy here pay here financing in Calera, AL.

Zero Down Payment Autos in Calera (AL)

Sure, we can help you to get automobile financing in Calera with no money down. However, down payments are essential. Divide how much the vehicle you want costs by 5. If you can come up with that much, it would be the ideal down payment. That said, you may be able to get a car in Calera, AL with $500 down. In fact, we work with a few no money down car dealerships in Calera, AL.

Auto Loans with Bad Credit in Calera, Alabama

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It’s essential to plan appropriately for your car loan in Calera, AL. So please never spend more than 15% of your income each month toward paying back your bad credit loan. For the average Calera resident, this means $496. Additionally, you should furnish a large down payment if you can. New automobiles lose value instantly. A down payment compensates for this.

Your Job is Your Credit Dealerships in Calera, AL

In Calera, AL, buy here pay here auto loans are becoming more popularly accepted. These dealers are often called: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Calera, Alabama.

These types of Alabama car loans tend to be offered without a credit check.

Unfortunately, they are not without several significant downsides. The rates of interest and amount due at signing are high, and you’ll have little chance to re-establish your credit ratings through this kind of an establishment.

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But don’t worry, you may be able to get approved for the Alabama auto loan you’re looking for without turning to your job is your credit financing.

Calera (AL) Used Car Lots That May Grant Car Loans

Victory Pontiac GMC Trucks
  • Address: 1150 George Roy Parkway
  • Zip Code: 35040
  • Phone: (205) 664-0046
  • URL:
I-65 Motors
  • Address: 4384 Highway 31
  • Zip Code: 35040
  • Phone: (205) 668-6261
  • URL:
Ellison Auto Sales Inc
  • Address: 10841 Highway 25
  • Zip Code: 35040
  • Phone: (205) 668-0504
  • URL:
Calera Auto Sales Inc
  • Address: 8350 Highway 25
  • Zip Code: 35040
  • Phone: (205) 668-4708
  • URL:
Savvy Auto
  • Address: 8040 Highway 31
  • Zip Code: 35040
  • Phone: (205) 668-7555
  • URL:
Calera Body Shop
  • Address: 1002 14th St
  • Zip Code: 35040
  • Phone: (205) 668-7666
  • URL:
Victory GMC Trucks
  • Address: 1150 George Roy Pky
  • Zip Code: 923
  • Phone: (205) 664-0046
  • URL: