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Car Loans – Bay Minette (AL)

Auto Loans in Alabama
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We make it our mission to help new and used car buyers get approved for Alabama car loans everyday. It’s best to talk to an auto finance professional who truly recognizes your unique needs. That’s precisely what we help you do. Just apply online. Applying for your Alabama auto loan takes under 2-3 minutes.

After you submit your application, we attempt to connect you with the right car loan provider in Bay Minette, AL, given your income, down payment, and location. When pre-approved, you’ll be contacted by your new Alabama car loan provider either by phone or email. Then all you need to do is complete your auto loan paperwork and pick out your car or truck from a local car dealership.

Go here to submit your secure application.

Getting Approved

  • Average Bay Minette Income: $2,875 Per Month
  • Average AL Credit Score: 676

The majority of car loan companies will want you to be currently employed with $1500 income per month. In addition, the amount you spend on existing debts, including your auto loan, should not be more than 50% of your income. For people in Bay Minette, AL, this is $1,438, on average. Even if you can’t meet these requirements, chances are you’ll be able to meet the criteria by taking one or more of these steps:

Car Loan in Alabama
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  • Get Someone to Co-sign
  • Furnish More Money Down
  • Go with Buy Here Pay Here Auto Loans.

Auto Loans with No Money Down in Bay Minette (AL)

Hoping to find car loans with no down payment in Bay Minette, AL? We help applicants find zero down car deals on a daily basis. All you have to do is submit your application. But bear in mind: a down payment is strongly recommended if you can afford it. Divide how much the vehicle you want costs by 5. If you can come up with anywhere near this much, you would be offering a solid down payment, but it might be possible to get a car in Bay Minette, AL for just $500 down. In fact, we also know zero down car lots in Bay Minette, AL.

Car Loans With Bad Credit in Bay Minette, AL: Tips

Car Loans in Alabama
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Here are a few steps you can take to boost your chances of qualifying.

  • Provide More Money Down.
  • Get Someone to Co-Sign.
  • When Necessary, Get Financed at a We Finance Car Lot in Bay Minette, AL.

Bankruptcy filings, foreclosures, and repossessions are three of the very worst things for your credit history. A great many men and women worry that they can’t buy a car with bankruptcy or repossession. The good news is that there are creditors that provide automobile financing for people with bankruptcy and other problems in Bay Minette, AL.Often times though, you can expect some negatives: inflated rates and significant down payment standards. Bad credit car loans can be a powerful way to rebuild your credit if you’ve filed for bankruptcy or foreclosure.

No Credit Check Auto Financing in Bay Minette (AL)

For many people in Bay Minette, Alabama, buy here pay here dealers are becoming the final option with regards to getting approved.

At a bad credit car lot, also known as a tote the note or in house financing car dealership, the dealership does not count on third party finance companies to provide auto loans. In other words, these dealerships provide in house financing auto loans to Alabama applicants who have poor credit.

These types of Alabama car loans are often provided without a credit check.

Alas, there are a few major cons. The rates and down payments are high; at the same time, it will be nearly impossible to to repair your credit history through this kind of an establishment.

Car Loans in AL
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Make certain you explore any AL buy here pay here dealer on the internet. When possible, talk to a friend or relative who has been to them before. Find out whether or not the dealership is has proven itself legitimate and honest.

Dealerships That Finance People With Bad Credit: Bay Minette, AL

Bay Minette Auto Brokers
  • Address: 2307 U.S. 31
  • Zip Code: 36507
  • Phone: (251) 937-4788
  • URL:
Rabun Used Car Sales
  • Address: 50280 Rabon Road
  • Zip Code: 36507
  • Phone: (251) 580-8404
  • URL:
DGR Productions
  • Address: 302 South Hoyle Avenue
  • Zip Code: 36507
  • Phone: (251) 580-3900
  • URL:
Auto Quest
  • Address: 1100 South USHighway 31
  • Zip Code: 36507
  • Phone: (251) 937-6500
  • URL:
Chuck Stevens Ford Mercury
  • Address: 1304 S Us Highway 31
  • Zip Code: 36507
  • Phone: (251) 937-2961
  • URL: Stevens Ford Mercury/2519372961/1304 S US Hwy 31/Bay Minette/AL/36507